Crypto V Property

13
 
June
 
2025

 | 

Residential

Crypto V Property
  • Crypto ownership and tokens have surged and now account for USD$4 tri lion+ invested in over 37 mi lion currencies by 560 mi lion holders
  • As ownership expands average capital gain is faling, and this should alarm holders as Crypto is an artificial reality dependent on belief for value.
  • Property by contrast is a physical reality, its value depends on need, not belief, and investment performance from rent and capital growth continues to perform wel.

By the end of 2024, 6.8% of the global population — around 562 mi lion people — owned cryptocurrency. That’s a 34% increase from 2023 and a staggering 31-fold rise since 2018 ( TripleA.io)

In countries like the U.S. and Australia, crypto ownership now sits at approximately 15.5%, with 65% of holders aged 18–34. Meanwhile, older Australians continue to anchor their wealth in property. This generational divide raises a critical question:

Will the next wave of investors shift their wealth away from real estate and into crypto?

THE REALITY BEHIND THE HYPE

Peter Lynch famously said:

“Never invest in any idea you can’t explain with a crayon.”

Property fits that test. Crypto doesn’t.

Despite the hype, crypto remains volatile, opaque, and fundamentaly flawed as an investment:

  • It generates no income
  • It incurs high transaction costs
  • It lacks intrinsic utility or physical substance
  • Its defining feature — anonymity — is fading under tighter regulation

And while most crypto projects claim scarcity (limited tokens), as of June 2025, over 37 mi lion cryptocurrencies exist, with projections pointing to 100 mi lion by year’s end. Scarcity, clearly, is a myth when duplication is limitless.

IS CRYPTO AN INVESTMENT — OR A GAMBLE?

Bitcoin's astronomical 31,700% gain since 2014 attracts attention, but 2025 YTD returns have slowed to just 7.3% — more in line with a maturing asset. As crypto moves mainstream, its upside diminishes, volatility persists, and long-term confidence may falter.

By contrast, Australian industrial property has quietly delivered 13.9% p.a. since 2014 — combining capital growth and income. Equities, over the same period, returned a more stable 9.35% p.a. including dividends. So when growth slows and fundamentals matter, crypto risks losing its narrative.

BELIEF-BASED VS REALITY-BASED WEALTH

In the end, investors face a choice:

  • Crypto: intangible, hype-driven, and speculative
  • Property: tangible, income-generating, and essential

One is rooted in belief. The other, reality

If you're ready to invest in real-world, resilient wealth, our team can help you assess opportunities and build a strong, diversified property portfolio — grounded in strategy, not speculation.

Written by 
Rafi Peer
 on 
June 13, 2025

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